📝 Student Worksheet — Session 6: Smart Spending

Money, Values & You · 6th Grade Financial Literacy

Name

Date

Class Period

📚 Part 1 — Vocabulary (write the definition in your own words)

Unit Price

Value

Price

Impulse Buy

Consumer

Shukr (شكر)

🔢 Part 2 — Unit Price Math

Problem 1 — Yogurt: Calculate the unit price for each brand.

Brand A: 8 oz for $2.00

Unit price = $2.00 ÷ 8 = $ per oz

Brand B: 12 oz for $2.40

Unit price = $2.40 ÷ 12 = $ per oz

Better deal: ☐ Brand A ☐ Brand B — Because:

Problem 2 — Pencils:

Pack of 6 pencils for $3.00

Unit price = $ per pencil

Pack of 10 pencils for $4.50

Unit price = $ per pencil

Better deal: ☐ Pack of 6 ☐ Pack of 10 — Show your work:

💡 Part 3 — Price vs. Value Scenarios

Scenario 1: A $5 t-shirt that fades after 3 washes vs. a $15 t-shirt that lasts 2 years.

My choice: ☐ $5 shirt ☐ $15 shirt — Because:

Scenario 2: Buying lunch from a vending machine for $4 vs. packing lunch from home for $1.50. What factors should you consider?

⚡ Part 4 — Impulse Buying Check

Think of something you've bought impulsively — or really wanted to. Answer honestly:

What was it?

Why did you want it in that moment?

Was it worth it? ☐ Yes ☐ No ☐ Kind of

If you waited 24 hours, would you still buy it? ☐ Yes ☐ No ☐ Maybe

✍️ Part 5 — Journal Prompt

"Describe a purchase you made that you regret. What would you do differently now?"

🏠 Take-Home Challenge — Smart Spending Checklist

Before your next non-essential purchase, run through this checklist:

☐ Do I need it or just want it?

☐ Is this the best value for my money? (Did I compare?)

☐ Can I wait 24 hours before deciding?

☐ Will I still use this in 3 months?

If you check all 4 — go for it! Write what purchase you applied this checklist to: