Student Worksheet — Session 6: Smart Spending

Money, Values & You · 6th Grade Financial Literacy

Name

Date

Class Period

Part 1 — Vocabulary (write the definition in your own words)

Unit Price

Value

Price

Impulse Buy

Consumer

Shukr (شكر)

Part 2 — Unit Price Math

Problem 1 — Yogurt: Calculate the unit price for each brand.

Brand A: 8 oz for $2.00

Unit price = $2.00 ÷ 8 = $ per oz

Brand B: 12 oz for $2.40

Unit price = $2.40 ÷ 12 = $ per oz

Better deal: Brand A Brand B — Because:

Problem 2 — Pencils:

Pack of 6 pencils for $3.00

Unit price = $ per pencil

Pack of 10 pencils for $4.50

Unit price = $ per pencil

Better deal: Pack of 6 Pack of 10 — Show your work:

Part 3 — Price vs. Value Scenarios

Scenario 1: A $5 t-shirt that fades after 3 washes vs. a $15 t-shirt that lasts 2 years.

My choice: $5 shirt $15 shirt — Because:

Scenario 2: Buying lunch from a vending machine for $4 vs. packing lunch from home for $1.50. What factors should you consider?

Part 4 — Impulse Buying Check

Think of something you've bought impulsively — or really wanted to. Answer honestly:

What was it?

Why did you want it in that moment?

Was it worth it? Yes No Kind of

If you waited 24 hours, would you still buy it? Yes No Maybe

Part 5 — Journal Prompt

"Describe a purchase you made that you regret. What would you do differently now?"

Take-Home Challenge — Smart Spending Checklist

Before your next non-essential purchase, run through this checklist:

Do I need it or just want it?

Is this the best value for my money? (Did I compare?)

Can I wait 24 hours before deciding?

Will I still use this in 3 months?

If you check all 4 — go for it! Write what purchase you applied this checklist to: