Student Worksheet — Session 8: Giving & Your Financial Plan

Money, Values & You · 6th Grade Financial Literacy · Final Session

Name

Date

Class Period

Part 1 — Vocabulary (write the definition in your own words)

Zakat (زكاة)

Sadaqah (صدقة)

Waqf (وقف)

Barakah (بركة)

Nisab

Financial Plan

Part 2 — Key Concepts (fill in the blanks)

Zakat is           for eligible Muslims. The rate is     % of qualifying wealth, paid once a year.

Sadaqah is             charity — any act of generosity, any amount, at any time.

Waqf is a                  endowment — assets donated permanently for community benefit that can never be sold.

Barakah means divine          . Giving with the right intention is believed to              your wealth over time.

Part 3 — Zakat Math

Zakat rate = 2.5% = multiply savings by 0.025

Formula: Savings × 0.025 = Zakat amount

Calculate the Zakat for each amount:

Savings Amount	Calculation	Zakat Owed
$200	$200 × 0.025 =
$600	$600 × 0.025 =
$1,000	$1,000 × 0.025 =

Think about it: If every Muslim household with savings paid Zakat, what impact could that have on poverty?

Part 4 — My Financial Plan

Fill in each section with real (or estimated) numbers. This plan is for you — use honest answers.

Section 1 — My Money In: Where does your money come from?

Source (e.g. allowance, chores, gifts):

Approximate amount per week/month:

Section 2 — My Spending Plan: What do you spend money on?

Category	How often?	Approx. amount	Keep or cut?
			Keep Cut
			Keep Cut
			Keep Cut

Section 3 — My Savings Goal

What I'm saving for:

Amount needed: $

I'll save $____ /week for ____ weeks

Section 4 — My Giving Line

How much will you give? You can use the Zakat idea (2.5%) or pick your own amount.

I will give: $____ per ___________

I will give to (cause/organization):

Section 5 — My 1-Year Financial Goal

Write one specific, realistic goal you want to reach in the next 12 months:

What is the first step you'll take this week to work toward it?

Part 5 — Final Journal Prompt

"What is one financial habit you want to start because of this course? What will you do differently with money starting this week?"

Course Complete — Money, Values & You

You've completed all 8 sessions. Here's what you now know:

Session 1Money & its history

Session 2Needs vs. Wants

Session 3Budgeting

Session 4Saving with a goal

Session 5Banking & Riba

Session 6Smart spending

Session 7Investing & halal screen

Session 8Giving & your plan

You're already ahead. Use what you've learned.