Financial Literacy for Beginners
If your income stops tomorrow, how long can you survive?
This course will help you answer that question — and fix it.
Start from zero. Learn at your own pace. No tests, no pressure.
What Is Money?
The history of money, different types, and how it flows through the economy.
Module 2Income: Where Money Comes From
Salary, freelance work, side income, and the difference between gross and net pay.
Module 3Expenses: Where Money Goes
Needs vs. wants, fixed vs. variable costs, and tracking where your money goes.
Module 4The 70/20/10 Rule
A simple budget blueprint that works for any income level.
Module 5Saving: Building Your Safety Net
Emergency funds, the pay-yourself-first method, and making saving automatic.
Module 6Debt: Understanding Borrowing
Good debt vs. bad debt, how interest works, and strategies to pay it off.
Module 7Credit Scores: Your Financial Reputation
What credit scores are, why they matter, and how to build yours.
Module 8Investing Basics: Making Money Work for You
Compound interest, stocks, ETFs, and the path to building wealth.
Module 9Banking: Choosing and Using Accounts
Checking, savings, online banking, and avoiding fees.
Module 10Insurance and Protection
Health, car, renter's, and life insurance fundamentals.
Module 11Taxes: What You Need to Know
How income tax works, tax brackets, filing, and deductions.
Module 12Planning Your Financial Future
Goals, retirement, multiple income streams, and your action plan.