Money, Values & You — A Financial Literacy Course for 6th Graders
| Topic | Details |
|---|---|
| What is income | What is income: money that comes in (allowance, gifts, chores, jobs) |
| What are expenses | What are expenses: money that goes out (food, supplies, entertainment) |
| Fixed vs. variable expenses | Fixed vs. variable expenses |
| Tracking where your money actu | Tracking where your money actually goes |
| What a budget is | What a budget is: a plan for your money |
| Budget categories | Budget categories: saving, spending, giving |
| The idea of dividing money int | The idea of dividing money into portions |
| Building a mock budget with a | Building a mock budget with a $40/month allowance |
| What happens when expenses exc | What happens when expenses exceed income |
| The basics of debt | The basics of debt: borrowing money you do not have |
| Why debt grows | Why debt grows: the cost of borrowing |
| Getting back on track | Getting back on track: adjusting your budget |
| What is Sadaqah | What is Sadaqah: voluntary charitable giving in Islam |
| Why giving should be planned, | Why giving should be planned, not leftover |
| Making charity a habit, not a | Making charity a habit, not a reaction |
| How even small amounts of givi | How even small amounts of giving make a difference |
Understand where money comes from and where it goes. Learn to track the flow of money in and out.
Create your first budget using simple categories. Learn the basics of balancing income and spending.
What happens when you spend more than you earn? Explore overspending, debt, and how to get back on track.
In Islam, giving is not an afterthought — it is planned. Learn why Sadaqah belongs in your budget from the start.