Session 3: Budgeting Basics
Learn how to build a budget, understand income vs. expenses, and discover why giving should be planned, not accidental.
Your Progress
Learning Objectives
By the end of this session, you will be able to:
- Define income and expenses and give examples of each
- Create a simple budget with spending categories
- Explain what happens when you spend more than you earn
- Understand Sadaqah as a planned part of your budget, not an afterthought
Why This Matters
A budget is your plan for your money. Without one, money disappears without a trace. This session teaches you to take control.
Session Lessons
Income and Expenses
Understand where money comes from and where it goes. Learn to track the flow of money in and out.
~30 minutes Discussion
Building a Budget
Create your first budget using simple categories. Learn the basics of balancing income and spending.
~30 minutes Activity
When the Budget Breaks
What happens when you spend more than you earn? Explore overspending, debt, and how to get back on track.
~30 minutes Discussion
Sadaqah as a Budget Line
In Islam, giving is not an afterthought — it is planned. Learn why Sadaqah belongs in your budget from the start.
~30 minutes Values