Financial Literacy
Free courses, tools, and resources to help you understand money, build wealth, and plan your financial future. For everyone — from absolute beginners to data scientists.
Courses
Financial Literacy for Beginners
Start from zero. Learn budgeting, saving, debt, credit, investing, and planning your financial future. Designed for neurodivergent learners. No quizzes, no pressure.
Financial Literacy for Statisticians
A comprehensive 22-module course that maps every financial concept to its statistical equivalent. Includes Python code with real market data.
Money, Values & You (6th Grade)
Financial literacy for 6th graders integrating Islamic finance principles, hands-on activities, and values-based money education.
Horizon Bucks Classroom Economy
A complete classroom economy system. Students earn and spend Horizon Bucks through participation and a capstone business project.
Financial Tools
70/20/10 Budget Calculator
Enter your monthly income and instantly see how to split it: 70% expenses, 20% investments, 10% savings. Based on the proven wealth blueprint.
NewBudget Tracker App
Track your monthly spending by category. Set budgets, monitor progress, and export your data. 100% private — your data stays on YOUR device.
Recommended Reading
The Psychology of Money
by Morgan Housel
Timeless lessons on wealth, greed, and happiness. Changes how you think about money — the behavior, not the math.
Rich Dad Poor Dad
by Robert Kiyosaki
The #1 personal finance book. Learn the difference between assets and liabilities, and why the rich think differently about money.
The Total Money Makeover
by Dave Ramsey
A proven plan for getting out of debt and building wealth. Step-by-step system with the famous "baby steps" approach.
The Intelligent Investor
by Benjamin Graham
The bible of value investing, endorsed by Warren Buffett. Teaches disciplined, long-term investing over speculation.
Thinking, Fast and Slow
by Daniel Kahneman
Nobel Prize-winning insights into how our brains make decisions. Essential for understanding biases that affect financial choices.
Naked Statistics
by Charles Wheelan
Statistics made fun and accessible. Perfect companion for the statistics courses — explains concepts with real-world stories.
How to Lie with Statistics
by Darrell Huff
A classic that teaches you to spot misleading data and charts. Short, fun, and eye-opening — pairs perfectly with financial news literacy.
Python for Data Analysis
by Wes McKinney
The definitive guide to pandas and data wrangling in Python. Essential for the Python and data science courses.
Introduction to Linear Algebra
by Gilbert Strang
The gold standard textbook for linear algebra. Clear explanations with geometric intuition — perfect companion for the linear algebra course.
Calculus: Early Transcendentals
by James Stewart
The most widely used calculus textbook worldwide. Excellent worked examples and exercises to supplement the calculus course.
Atomic Habits
by James Clear
Tiny changes, remarkable results. The science of building good habits and breaking bad ones — applies to financial habits, study habits, and life.
Mindset: The New Psychology of Success
by Carol S. Dweck
Fixed vs growth mindset. Why believing you can improve is the foundation of all learning — math, money, and everything else.
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Where Should You Start?
Never learned about money? Start with Financial Literacy for Beginners.
Know stats or data science? Try Financial Literacy for Statisticians.
Teaching 6th graders? Use Money, Values & You + Horizon Bucks.
Need a quick tool? Try the Budget Calculator.